If you own a small business you need to keep paper work to a minimum but not cut corners when it comes to employment law. But without any in-house HR support this can be easier said than done. There are clearly lots of legal compliance issues to consider, as well as plenty of good practice advice around – but before you feel defeated by the number of policies and procedures you need to introduce, remember that the success of a good business boils down to how well you look after your people.
Faced with a long list of business needs – like taking on a new member of staff, changing working practices, dealing with discipline and grievances, and leading and motivating your staff – where do you start?
Break your business needs into three categories: those to do with your staff, your managers and those about you, the employer. Then
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AIR Worldwide (AIR) has appointed John Elbl as the vice president of its Business Development Group.
In this new role, Elbl will service and support the company’s commercial insurer clients and assist in the development of AIR software and models to meet the requirements of commercial insurers.
AIR Worldwide senior vice president Bill Churney said John brings experience working with companies to interpret analysis results, optimize modeling workflows, and improve overall catastrophe risk management.
“He brings tremendous industry expertise in modeling of commercial and industrial risks, which will benefit our rapidly expanding set of commercial insurer clients,” Churney said.
Prior to the current role, John worked with Zurich Insurance as global head of catastrophe modeling.
John Elbl said that he will use his experience and understanding of the commercial insurance industry to further improve the company’s models and software to better meet the needs of insurers of complex commercial risks.
AIR’s enhanced capabilities comprise a component-based approach to assist companies better evaluate the catastrophe risk to industrial facilities and an updated financial module to precisely reflect commercial risks.
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It’s the life insurance industry’s big mystery: How much money is missing?
By industry calculations, 1 percent to 2 percent of all life insurance policy benefits go unclaimed, says Mary Pitman, author of The Little Book of Missing Money. Sometimes, people are unaware their loved ones had life insurance or are unaware theyre named as beneficiaries. Beneficiaries also may have moved away from an address listed on the policy.
Estimates of the amount of unclaimed life insurance benefits in the United States range from $1 billion to $3 billion. But no one really knows exactly how much money is missing. Thi
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What would you say if somebody offered you a way to protect everything you own even though you don’t own the building that it is in? Well, that is pretty much what I am doing when I tell you that you can get renters insurance in Buffalo. A lot of people think that there is no way they can afford renters insurance but the truth is that you can and you don’t have to have a lot of money to do so. The reason why you can get renters insurance is because it is very cheap already and there are more ways to get it for even less.
One of the reasons why people in Buffalo need renters insurance is because there is a lot of snow and rain in Buffalo, New York. If Read all post…
Consumers struggle to understand and use health insurance. These health insurance difficulties take a toll on consumers health and financial well-being, and have cost implications for health plans and the nation.
This project aims to develop a precise language for describing what is difficult for consumers about health insurance. By developing a common language in the form of a widely-accepted health insurance literacy measurewe can bring precision to research efforts and policy discussions.
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On the third day of the Supreme Court’s consideration of the health law, justices sparred over whether some parts of the measure could proceed if the court decides to void its insurance mandate.
The Supreme Court has posted Justices Spar Over Health Law
The Supreme Court’s liberal justices went head to head with the court’s conservatives Wednesday in an effort to protect the Obama administration’s health law, suggesting in their questions that most of the measure should be kept even if the requirement to carry health insurance or pay a penalty is struck down.
Justice Ruth Bader Ginsburg, the court’s senior liberal, said that if the justices must choose between “a wrecking operation and a salvage job, a more conservative approach would be a salvage job.” And Chief Justice John Roberts … asked several questions that appeared to further Mr. C
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