BGL Group acquires French price comparison sites

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The BGL Group today acquired the French insurance price comparison company, Courtanet.

Founded in 2005 by CEO Jehan de Castet, Courtanet initially offered price comparison services to independent insurance brokers and gained contracts with around half of that market. In 2009, it launched assuremieux.com, a consumer price comparison service for car, health, loan, home and motorbike insurance. In 2010, Courtanet launched creditmieux.com, a price comparison service for consumer loans. The company is Paris based, with 17 staff. Read all post…

Ohio Bulletin on SERFF

Ohio’s Bulletin last week announcing that EFT for SERFF filings will be mandatory on January 1, 2011, seemed straightforward enough, indicating that filers should begin the process of making arrangements with SERFF so that there will be no delay as January 1 approaches.

However, of note was another provision that may be overlooked indicating that non-rate, rule and form filings that do not have a filing fee associated with them can no longer be made via SERFF after that date. For my business, that most impacts annual life illustration filings, but the DOI also makes note that Rx ID cards annual certifications also will no longer be accepted via SERFF. It is back to paper for these no-fee filings!

Filing an Appeal to a Flood Claim Settlement

The third in a series of articles on appealing a National Flood Insurance Program claim settlement

In the two previous articles of this series we have looked at whether you can file an appeal on a flood insurance claim without the aid of a lawyer or public adjuster and how to begin the process. If you are just joining, it may be preferable to review the first two articles now:

  • Article One: Do I Need a Public Adjuster to Appeal My Flood Insurance Claim?
  • Article Two: Preparing to Appeal a Flood Insurance Adjuster’s Damage Estimate.

The estimate of flood damages presented you by the flood insurance adjuster simply is not enough to cover the repairs you must make. Y Read all post…

How to Reduce the Cost of Your Home Insurance Premiums

The number one way to find cheaper household insurance premiums is to compare home insurance premium rates. One easy way to shop around for cheaper home insurance premiums is to use an online website that has comparison features. Variations in premiums and home cover quotes within search results will come from the different criteria that an insurance provider requires. Some insurance providers will have a history of more claims within certain postcodes, which increases premiums, while another insurance provider will have fewer claims within their history of a postcode, which will allow for a reduced required premium. Read all post…

Health insurance : Germany passes unpopular health system reforms

Germany’s parliament Friday passed some unpopular reforms to the country’s creaking health system that will increase the financial burden on patients in a bid to ease yawning healthcare deficits.

After months of squabbling, Berlin finally settled on a scheme that sees total premiums rise to 15.5 percent of employees’ gross pay from the current 14.9 percent from January 1.

Deputies voted by 306 to 253 to pass the disputed legislation.

Federal Health Minister Philipp Roesler said the reforms would “not only solve the problems in 2011 but would be the start of a fair and better system.”

“This is our contribution to growth and employment,” he added.

Germany’s healthcare system is praised for its quality but it is also one of the most expensive in the world.

Roesler has said that if he had not taken action, the system’s deficit would have hit 11 billion euros (15 billion dollars) in 2011.

But the minister has come under fire for sparing privately insured patients, who are wealthier on average than those under the state insurance scheme and make up about 10 percent of the population.

Previous reforms in 2006 and 2008 also resulted in higher contributions.

Caught with His Trousers Down!

At the weekend I stumbled across a great story on the Sun-Times website, a daily newspaper in Chicago. It’s about a car dealer being arrested in quite a peculiar way.

Police were alerted by a call in the middle of the day saying that a man was naked from the waist down, they then found him half-naked in the passenger seat of his 2006 Bentley trying to cover himself with a jumper. When police asked what he’d been up to, he said that he had just urinated in the alleyway? Officers then spotted a handgun hanging out of the pouch behind the passenger seat, which turned out to have rounds in the magazine.

Eugene Bernshtam, 43, didn’t have a licence for the firearm and has now been held on a $50,000 bond! What more

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